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Did you know that Michiana Eye Center accepts a huge range of insurance plans, including both medical and vision insurance?
What's the difference between a medical exam and a vision checkup? Insurance companies have divided eye examinations into two categories, even though vision exams often contain some of the same elements as medical exams.
Vision exams are routine, wellness exams for the eye. Vision insurance often covers these exams, including the test that determines refractive error (nearsightedness/farsightedness and astigmatism) on an annual or bi-annual basis.
Medical exams are medically necessary exams to diagnose and treat diseases of the eye. The doctors at Michiana Eye Center will use both their clinical experience and possibly one of our state-of-the-art diagnostic tests to evaluate, monitor and treat ocular diseases including glaucoma, diabetic retinopathy, macular degeneration and many other medical conditions. Since the eyes are the windows to the rest of the body, many systemic diseases can be detected through a dilated eye exam.
Medical plans usually contribute toward your eye exam and diagnostic tests, but often do not cover refractions (the part of the exam when the doctor asks “which is better, one or two”). Co-pays, co-insurance and deductibles will still be collected when services are rendered.
Vision plans often contribute toward a vision-screening with refraction, and glasses or contacts on an annual or bi-annual basis. Even if your exam is billed to your medical insurance, you may still be able to use you vision benefits to contribute toward your purchase of glasses or contacts.
Medical Insurance Accepted:
Medicare, Indiana Medicaid, Anthem Blue Cross Blue Shield (BCBS), United Health Care (UHC), Humana, Select Health, Community Health Alliance, Sagamore, Aetna, MDwise and many others.
Vision Insurance Accepted:
Vision Service Plan (VSP), Eyemed, Unitedhealthcare Vision, Spectera, Avesis, Vision Care Plan, Superior Vision
Please contact the number listed on the back of your insurance card if you have any questions on your specific policy, or to find out if Michiana Eye Center is a provider.